How It Works

From application to first transaction in days, not weeks.

No rolling reserves that drain your cash. No surprise account freezes. With DavinciPay, you can count on a fast path to processing and a reliable, compliant system that scales with you.

1. Apply In Minutes

Fill out a simple application. Most merchants take under ten minutes to complete their submissions.

2. Get Matched & Approved

We review your business, assess risk, and connect you with the right banking partner. Expect feedback within 24 hours.

3. Connect Your Platform

Integrate seamlessly with Shopify, WooCommerce, or your existing gateway. We handle the technical setup.

4. Go Live

We run test transactions, fraud checks, and full verification for a smooth launch. No surprises on day one.

5. Track Everything

See payments, disputes, chargebacks, and payouts in real time. Set alerts and pull reports when needed.

6. Get Paid

Choose daily or weekly settlements. Get full visibility on reserves and release dates. Enjoy predictable cash flow.

Tools Built for High-Risk

Rock-Solid Security

PCI Level 1 certified. Tokenized card storage. Role-based access and full audit logs. Your data stays secure.

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Real-Time Dashboard

See payments, disputes, and payouts. Set alerts, pull reports, and catch problems before they cost you.

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Flexible Checkout Tools

Online checkout, phone orders, pay-by-link. Subscriptions and recurring billing are built in.

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Chargeback Support

Chargebacks sink high-risk merchants. We help you prevent them and fight back when they happen.

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Have Questions?

How long does it take to get approved?

Most merchants get preliminary feedback in 24 hours and full approval in a few business days once documents are complete.

Can I keep my current gateway?

Yes—we integrate with your existing setup or provide our own secure options.

Do you support ACH?

Absolutely—ideal for higher-ticket items with lower fees and better cash flow.

What if my business model changes?

We proactively re-review and adjust your program—full transparency so you're always in the know.

How do you handle reserves?

We minimize unfair rolling reserves through smart underwriting and ongoing monitoring—only what's truly needed for stability.

More questions?

Contact our team or apply to discuss your specific needs.

Ready to stop fighting your payment processor?

DavinciPay works with high-risk merchants every day. We understand your business, we know the banks, and we’re ready to get you approved.

Get Your Personalized Approval Plan in as Little as 24 Hours!